services overview

FHA Loan

A government insured mortgage loan requiring a minimum down payment of 3.5%, and a maximum loan amount for the state of Louisiana of $271,050.

VA Loan

A mortgage loan for veterans ONLY, that have served at least 180 Days of Active Duty in the United States Military. This a loan with up to 100% Financing.

USDA Rural Development Loan

This a mortgage loan that is guaranteed through the US dept of Agriculture for properties located in specific rural areas, this is loan with up to 100% Financing.

Conventinal Loan

This is a loan that must conform to the conventional guidelines of Fannie Mae or Freddie Mac with a minimum down payment of 3% and a maximum Loan amount of $417,000 for the state of Louisiana.

FHA 203(k) Rehab Loan

This is a rehabilitation loan that allows form repairs to be financed into the mortgage loan for a purchase or refinance loan.

Jumbo Loan

This a residential non-conforming loan that is for loan amounts over $417,000 for the state of Louisiana.

Commercial Lending

This loan type is for non-residential property that can be any of the following, gas station, mixed use, apartment complex, strip mall etc.